Struggling With Debt? Bankruptcy May Be The Answer.

Tough financial problems call for serious debt relief solutions. If you are tired of dealing with mounting personal or business debt, bankruptcy may be right for you. With the help of an experienced attorney, you can get the fresh start you need.

At Minion & Sherman, we know how hard it can be to struggle with debt and the difficult decisions that follow. That is why we offer free initial consultations for clients considering bankruptcy. It doesn't cost you anything to come in and speak directly with an attorney who will help you understand if bankruptcy could be the right solution. Our Essex County bankruptcy lawyers will explain your options and offer experienced clarification regarding common bankruptcy myths.

To arrange your free consultation with our skilled bankruptcy attorneys in Essex County, please call 973-559-5791 or toll free 866-915-1839. You can also contact our law firm online. Evening and weekend appointments available.

Providing Comprehensive Bankruptcy Services

As experienced bankruptcy attorneys, we understand that it can be overwhelming to think about going to court to take care of your debt problems. When you come to us, we will take the time to educate you, so you know how bankruptcy works and what you can expect during the process.

We will then analyze your finances to determine what type of bankruptcy would work best for you:

  • Chapter 7 bankruptcy: Also known as "liquidation" bankruptcy, Chapter 7 allows for the complete elimination of unsecured debt, like credit cards and medical bills. We will use the new "means test" to see if you qualify.
  • Chapter 13 bankruptcy: Commonly referred to as a "wage-earner" plan, Chapter 13 allows you to keep your assets while paying off your debt over a term of years. Most importantly, you may be able to stop foreclosure and save your home. Those who do not qualify for Chapter 7 commonly use Chapter 13 debt restructuring to obtain the relief they need.

The Benefits to Filing Bankruptcy

Filing for bankruptcy effectively stops all creditor activity against you, including wage garnishments and creditor harassment. Our West Caldwell bankruptcy lawyers can explain the many benefits that bankruptcy can offer in your particular situation.

Business Bankruptcy Services

We are available to companies seeking bankruptcy solutions. If you have a business and you need debt relief, it may be possible to reorganize your business under Chapter 11, which would allow you to consolidate debt and recover from insolvency. If you no longer wish to continue operating the business, Chapter 7 bankruptcy will allow you to liquidate assets and move forward free of business debt.

Contact Our Firm for a Free Consultation

To find out more about how we can help you find relief from debt, schedule a free consultation with our skilled lawyers. Call 973-559-5791 or toll free 866-915-1839. You can also contact our law firm online. Evening and weekend appointments available. We represent clients throughout Essex County, Passaic County and Morris County.

We are a debt relief agency. We help people file for bankruptcy under the Bankruptcy Code.