Are You Being Harassed By Creditors? Bankruptcy Will Make It Stop.

You don't have to put up with creditor harassment. If you have been enduring wage garnishments, bank levies, harassing creditor calls, demanding collection letters or other attempts to collect overdue debt, it is important to understand that you have rights and options to stop creditor harassment.

The experienced Essex County, New Jersey, debt relief attorneys at Minion & Sherman are ready to help you put an end to creditor harassment. With more than 40 years of combined experience, we have seen how the burden of debt can cause stress in our clients' lives. We are ready to sit down with you and explain how bankruptcy may be the right solution to your financial problems.

To arrange a free consultation with a compassionate, skilled attorney, please call 973-559-5791 or toll free 866-915-1839. You can also contact our law firm online. Evening and weekend appointments available.

Filing Bankruptcy Stops Creditor Harassment Immediately

When the phone rings, you should not have to worry that a debt collector is on the other end of the line. You should not have to avoid opening the mail for fear of reading nasty letters. One way to get relief from overbearing creditors is to file for bankruptcy protection.

Once you file for bankruptcy, the court orders an automatic stay that brings all creditor activity to a temporary halt during bankruptcy proceedings. An automatic bankruptcy stay can:

  • Stop harassing phone calls from creditors
  • Stop creditors from demanding payment
  • Halt any lawsuits against you
  • Stop repossession of your vehicle or other personal property
  • Stop foreclosure proceedings from moving forward
  • Stop bank levies on your accounts
  • Stop wage garnishments attached to your paycheck

Additionally, once you file for bankruptcy, whether Chapter 7 or Chapter 13, you can tell creditors that they must talk to us, not you. If they continue to contact you, we can help pursue sanctions against them for violating the Fair Debt Collection Practices Act (FDCPA).

Contact an Essex County Lawyer to Stop Creditor Harassment

To learn more about putting an end to creditor harassment, please schedule a free consultation with one of our attorneys. Call 973-559-5791 or toll free 866-915-1839. You can also contact our law firm online. We offer evening and weekend appointments to clients throughout Essex County, Passaic County and Morris County.

We are a debt relief agency. We help people file for bankruptcy under the Bankruptcy Code.