Essex County Bankruptcy Attorneys

Responsive, Reliable Bankruptcy Counsel in West Caldwell

Many people believe that filing bankruptcy will put them in financial ruin for the rest of their lives. This is not true. In fact, for many people, bankruptcy is the only viable option to help them obtain the fresh financial start they need. At the law offices of Minion & Sherman, we understand the concern and anxiety you must be feeling. Whether you are looking to file bankruptcy or have already filed and are unsure of what to do next, reach out to one of our Essex County bankruptcy lawyers. We serve clients throughout northern New Jersey.

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The biggest bankruptcy myth that exists today plainly states that anyone who files for bankruptcy will be unable to obtain credit again in the future. On the contrary, creditors often see individuals who come out of bankruptcy as ripe new clients. They know you understand the payment process and they know you have little to no unsecured debt such as credit card debt. In most instances, new credit card applications or lines for credit will appear almost immediately after your debt has been discharged.

We Will Help You Understand Your Financial Situation

At Minion & Sherman, we not only care about helping our clients through the bankruptcy process. We want to ensure that our clients understand how their bankruptcy will affect them now and well into the future. We will look at the reality of your situation now and will determine how to better it.

If you have already been through the Chapter 7 or Chapter 13 bankruptcy process, our experienced attorneys will spend time with you to help you understand what steps to take next. We find it is most important for individuals to make smart choices. This includes signing up for a credit card and making on-time payments every month. Taking these steps, along with many others, will help you rebuild your credit and have a stronger financial future.

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It is necessary to think about how bankruptcy will help you now as well as how it will affect you in the future. At our law firm, we will do our best to ensure you are making informed decisions about your financial situation. Contact us today to learn more about how we can help you get a fresh financial start.