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September 2012 Archives

New Jersey bankruptcy: Talking about debt can be difficult

Most Americans have debt these days - it's really only a matter of how much and whether each individual has the capacity to pay it. In today's economy, more and more people are simply unable to do so. Understandably, many New Jersey residents don't want to talk about their debt and how tough things are for them. However, being able open up about debt, bankruptcy, and tight budgets may help relieve some of the stress debt creates.

New Jersey bankruptcy: ACA governs medical bill collection

Most New Jersey residents would agree that going to the doctor can be nerve wracking. Depending on why a patient is there, doctors and nurses are performing examinations and tests that aren't often comfortable. Then the bill comes, and patients often wonder which was worse, the exam, or the shock of seeing the bill. If a patient had to be admitted to the hospital for any reason, the bills could make bankruptcy an attractive option.

New Jersey bankruptcy: Credit card traps consumers hope to avoid

Credit cards often come in handy and can be helpful to build good credit. However, in this economy, more and more New Jersey consumers are understandably using them to get by during hard times. Unfortunately, this can sometimes lead to insurmountable debt. In those instances, bankruptcy may be a feasible way out.

Debt brings foreclosure, Essex County homeowners start renting

It's no secret to Essex County homeowners that foreclosure activity is on the rise again in New Jersey. The increase is a result of foreclosure processors at last getting to the backlog caused by earlier judicial delays. While many homeowners know what leads to foreclosure - debt, etc - what becomes of these foreclosed upon homes after they're emptied?

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At the law offices of Minion & Sherman, our New Jersey bankruptcy attorneys have been providing families with real solutions for more than 20 years.

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