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January 2013 Archives

New Jersey bankruptcy: Many struggle with high medical bills

There are quite a few in New Jersey that are struggling to pay medical bills. People with serious or chronic medical conditions often turn to bankruptcy protection due to the cost of their care. Even people with medical insurance are forced to shuffle their expenses and stretch their budgets in order to afford the care they need.

New Jersey bankruptcy: Hurricane Sandy is still causing damage

Hurricane Sandy ripped through New Jersey months ago, but the damage done is still being discovered. Recent reports have indicated that mortgage delinquencies have risen in areas hit by the hurricane. The financial losses suffered by many in our state may lead to a surge in bankruptcy filings if homeowners are unable to recover from Hurricane Sandy's aftermath.

New Jersey bankruptcy: Can credit cards help rebuild credit?

With many consumers in New Jersey struggling with their credit card debt, it may be difficult to believe that credit cards may actually be helpful. As a part of planned debt management, it is possible. Credit cards can be used to rebuild a consumer's credit score after a bankruptcy.

New Jersey bankruptcy: New Year's financial resolutions

As many college students in New Jersey are looking forward to their future, there are many that may also be hoping that 2013 is a better year financially than it was last year. With record numbers of people losing their homes and filing bankruptcy, many people are struggling to find a way to recover from the recession. Making financial New Year's resolutions may give not only college students, but everyone a head start on personal recovery.

New Jersey bankruptcy: New tax on medical care begins Jan. 1

New Jersey residents may not know that there are several new taxes going into effect on Jan. 1 that are designed to help pay for ObamaCare. One of these taxes has the unfortunate consequence of only applying to people making just over $53,000 and families making no more than $200,000 per year. For families with a large amount of medical bills, this new tax could give them the final push toward bankruptcy.

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At the law offices of Minion & Sherman, our New Jersey bankruptcy attorneys have been providing families with real solutions for more than 20 years.

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