Now that most of the legal inquiries regarding foreclosure practices and filings have been resolved in New Jersey, more foreclosures are starting to take place. For homeowners who had hoped to stop foreclosure, their home may be back up for auction. Atlantic county...
Month: July 2013
Stop harassing phone calls from creditors by sending a letter
Anyone in New Jersey who has ever had to deal with a debt collector knows how persistent and often rude they can be on the phone. As if that wasn't bad enough, there are debt collectors who resort to things such as threats, profanity and a seemingly systematic...
Are people in New Jersey filing bankruptcy over car loans?
Car dealers around the country are giving car loans to people nearly the same way that banks were giving out mortgages before the housing bubble burst. As a result, there are many people who are on the verge of bankruptcy because they have more car payment than they...
New Jersey bankruptcy: Woman files for class action status
Consumers in New Jersey may not know that the Fair Debt Collection Act requires that debt collectors follow certain rules when contacting consumers regarding a debt. Those rules will vary depending on whether the consumer is being contacted for the first time or is in...
Medical bills are a leading cause of bankruptcy in New Jersey
When times are tough, many people in New Jersey will do what they can to avoid having to go to the doctor in order to keep from incurring any debts for medical bills. Unfortunately, sometimes there are emergencies that require a visit to the doctor or hospital. In...