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February 2015 Archives

Chapter 13 may be right for many New Jersey residents

A New Jersey resident can quickly become overwhelmed by debt after a divorce, job loss, accident or illness. Under these circumstances, filing for bankruptcy may be an easy decision. However, deciding whether to file a Chapter 13 or Chapter 7 bankruptcy -- the most commonly filed by individuals -- may not be quite as easy.

Divorce and other issues led to David Cassidy's bankruptcy

Divorce alone can have a devastating effect on anyone's finances -- even those of celebrities. When divorce is coupled with other challenges, filing for bankruptcy may be able to help New Jersey residents get back on their feet financially. For instance, David Cassidy -- who starred in the 1970s television series "The Partridge Family" -- recently filed for bankruptcy after his divorce and after spending some time in rehab.

Despite low unemployment claims, many still face bankruptcy

Recent reports indicate that the week ending on Jan. 24 saw the fewest unemployment applications since April 2000. However, the data may be skewed by the fact that the Martin Luther King holiday occurred at the beginning of that week. Even though claims dropped to 265,000 across the country, many of those people -- some of which may be here in New Jersey -- may be considering bankruptcy due to unemployment.

Millions are filing for bankruptcy due to medical debt

Medical expenses are often due to unexpected accidents or illnesses. As any New Jersey resident who has experienced a sudden illness or injury can attest, the costs quickly run into the thousands of dollars and higher -- even with medical insurance. By 2013, the rising costs of health care resulted in medical debt being the number one reason why people are filing for bankruptcy.


At the law offices of Minion & Sherman, our New Jersey bankruptcy attorneys have been providing families with real solutions for more than 20 years.

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