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January 2014 Archives

Bankruptcy may be the best option for some New Jersey residents

Many New Jersey residents still consider filing for bankruptcy as a last resort. However, it is often the best option and the most responsible way to deal with seemingly insurmountable financial problems. The question many people struggle with is how to know when filing bankruptcy is the way to go.

Could budgeting stop harassing phone calls from creditors?

It is a new year, and many people are resolving to get out of debt in 2014. Once the resolution is made, many New Jersey residents are left wondering just how they are going to achieve that goal. Some suggest that budgeting could stop harassing phone calls from creditors.

Rebuilding a credit score after filing for bankruptcy

Ordinarily, by the time a New Jersey resident realizes they are overwhelmed by debt, his or her credit score has taken significant hits. Many people believe that filing for bankruptcy will forever damage their credit score. It is true that bankruptcy may adversely influence a person's credit score, but not necessarily to the extent that most people believe.

Ways to stop harassing phone calls from creditors in 2014

Most everyone dreams of being debt free someday, and many New Jersey residents have resolved to make 2014 the year that it happens. The idea of being able to stop harassing phone calls from creditors is enticing. Numerous strategies exist for eliminating debt, from cutting spending to filing for bankruptcy relief.

Stop harassing phone calls from creditors collecting fake debts

New Jersey residents behind on their debts due to financial problems typically receive frequent calls from creditors. Collection calls for legitimate debts create plenty of stress and frustration, and consumers do what they can to stop harassing phone calls from creditors. Due to the volume of calls many consumers experience during unsettled financial times, it may be difficult to discern when the call is a scam.

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At the law offices of Minion & Sherman, our New Jersey bankruptcy attorneys have been providing families with real solutions for more than 20 years.

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