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Is Chapter 7 Right For You?

Do you want to walk away from all your debts and get a fresh start? Whether you have student loans and medical bills or credit card debt, Chapter 7 consumer bankruptcy could get you the debt relief and financial freedom you deserve. Our Essex County Chapter 7 bankruptcy lawyers can help you figure out which type of bankruptcy is right for you. We can help you get on the road to a brighter financial future.

Chapter 7 Can Completely Eliminate Your Debts

People find themselves in serious financial trouble for a variety of reasons. Some people have legal bills to take care of after their divorce. Some people are no longer able to work after a serious illness or injury; others find themselves looking for credit card debt relief. Regardless of how you found yourself in need of help, the most important thing is to know that there may be a way out.

Chapter 7 bankruptcy may allow for the complete forgiveness of certain debts. Not everyone qualifies for Chapter 7, but an experienced bankruptcy lawyer can help you determine your debt relief options. We will listen to your long-term financial plans and help you understand your bankruptcy options. If you do not qualify for Chapter 7 or it is not a good fit for you, we can help you explore the option of Chapter 13 bankruptcy.

Filing for Chapter 7 bankruptcy does not necessarily mean that you will lose all your assets. If you want to keep valuable assets such as your home or other real estate, Chapter 13 may offer a better solution but Chapter 7 can also give you a way to maintain your most valued assets. No bankruptcy can discharge your student loans, but if you are approved for Chapter 7, it may relieve you of credit card debt, car loan deficiency after repossession and payment of medical or legal bills.

Call 973-559-5791 Today For A Free Consultation

Even if you qualify for Chapter 7 bankruptcy, it may not be the best option for you to get the debt relief you deserve. At the West Caldwell law offices of Minion & Sherman, we will help you understand your financial situation and your debt relief options. Contact us today for a free initial consultation and find out if Chapter 7 bankruptcy is right for you. We offer night and weekend appointments.

We are a debt relief agency. We help people file for bankruptcy under the Bankruptcy Code.