Some New Jersey residents would swear they woke up one morning to an overwhelming amount of debt. At that point, it can seem as if there is no way out. Some people benefit from simple fixes such as budgeting and cutting back on expenses. However, for many people,...
Advice columns in New Jersey and elsewhere recommend how to get out of debt. Unfortunately, many individuals' financial problems have gone beyond the otherwise good advice that many columnists provide, and bankruptcy may be the preferred way to responsibly deal with...
Many New Jersey residents still consider filing for bankruptcy as a last resort. However, it is often the best option and the most responsible way to deal with seemingly insurmountable financial problems. The question many people struggle with is how to know when...
Ordinarily, by the time a New Jersey resident realizes they are overwhelmed by debt, his or her credit score has taken significant hits. Many people believe that filing for bankruptcy will forever damage their credit score. It is true that bankruptcy may adversely...
The recession and collapse of the housing market caused plenty of financial damage to New Jersey residents. Then Hurricane Sandy blew through the state and became the second most costly natural disaster in the United States. More than a year has passed since Oct. 29,...
There are nearly 800,000 federal workers who aren't being paid during the government shutdown. For at least one family, an extended shutdown could mean filing for bankruptcy. The shutdown came after a difficult summer of federal furloughs and an emergency surgery. Not...
Many people in New Jersey forget the impact that certain actions regarding credit cards can have on their credit and their wallets. But worse than that, there are certain action regarding credit cards that can be warning signs that a consumer is in trouble financially...
Casey Anthony has filed bankruptcy in her home state, hoping to get a fresh start financially. However, some of the creditors that she has listed on her Chapter 7 court documents are not happy about it. One creditor has already filed an objection, and two others are...
Music fans in New Jersey may not know that singer Dionne Warwick has been battling with the Internal Revenue Service over her taxes for about 15 years now. The on again and off again battle began in the 1990s. Now, she has come to a point where filing for bankruptcy...
There are likely many people in New Jersey that have taken out a payday loan at some point in their adult life. These "short term" loans can end up costing consumers for weeks or even months. For some consumers, their need for payday loans may even be a precursor or a...
