It can be difficult for New Jersey consumers to sort through all of the advice concerning the quickest and most efficient method of paying off debt. Two of the most commonly used and discussed methods are the "debt snowball" and paying down high interest debt first....
A significant number of New Jersey consumers have enough financial issues without having to deal with so-called phantom debt. As the name implies, this debt does not exist, yet companies are calling consumers and saying they are being sued and need to take action. The...
Many New Jersey residents would agree that health insurance is supposed to take care of most, if not all, of the insured's medical expenses. Even so, there are some instances where the patient's portion is still more than a person can afford. Even worse, there are...
With the economy the way it is, and has been for several years now, many people in New Jersey are avoiding going the doctor or dentist. People simply don't have the disposable income to pay for routine procedures, let alone an emergency. People often joke about having...
Bank of America customers in New Jersey may be pleased to hear that the bank recently agreed to a $32 million settlement regarding "robocall" complaints from nearly 7.7 million of its mortgage and credit card customers. The 1991 Telephone Protection Act was passed to...
It seems as though more people than ever are taking on student loan debt. When it comes time to repay those loans, many people aren't being offered programs that could make it easier for them to make payments. Many people may have ended up having to file bankruptcy...
Most everyone in New Jersey would love to be debt free. In the search to pay off debts, some people may end up in worse financial shape than they were before and may end up filing for bankruptcy protection by not doing their research. Reading the fine print could save...
Anyone who has struggled with financial issues knows that it can be difficult. Some people are able to work through their issues, while others seem to continue to get deeper and deeper into debt. There are certain circumstances under which New Jersey residents may...
Anyone in New Jersey who has ever had to deal with a debt collector knows how persistent and often rude they can be on the phone. As if that wasn't bad enough, there are debt collectors who resort to things such as threats, profanity and a seemingly systematic...
Car dealers around the country are giving car loans to people nearly the same way that banks were giving out mortgages before the housing bubble burst. As a result, there are many people who are on the verge of bankruptcy because they have more car payment than they...
