Car dealers around the country are giving car loans to people nearly the same way that banks were giving out mortgages before the housing bubble burst. As a result, there are many people who are on the verge of bankruptcy because they have more car payment than they...
Consumers in New Jersey may not know that the Fair Debt Collection Act requires that debt collectors follow certain rules when contacting consumers regarding a debt. Those rules will vary depending on whether the consumer is being contacted for the first time or is in...
When times are tough, many people in New Jersey will do what they can to avoid having to go to the doctor in order to keep from incurring any debts for medical bills. Unfortunately, sometimes there are emergencies that require a visit to the doctor or hospital. In...
Many people in New Jersey have a bad habit when it comes to managing money. If everyone was doing everything right, there would be no need for credit counseling or bankruptcy courts. Even though consumers are doing the best they can with what they have, it's those bad...
Even with the downturn in the economy, many people in New Jersey are still made to feel guilty if they are unable to meet their financial obligations. Many people feel they should be ashamed that they aren't paying their bills and have filed for bankruptcy protection....
The cost of healthcare in our country continues to rise. Combine that with the fact that many New Jersey residents don't have adequate health care coverage, if they have any at all, and the result is that there are a lot of people unable to pay their medical bills....
Most people in New Jersey have at one time or another heard about the importance of the credit score. At least some of those people are not familiar with how a credit score is derived. It may be unclear how different things such as being a late payer or bankruptcy can...
Most people in New Jersey have been affected in some way by the recession. Doctors are no exception. With fewer people going to the doctor in order to save money, there are several doctors whose practices are in jeopardy. This has caused many doctors to file for...
Anyone in New Jersey that has ever been unable to pay a bill has most likely been subjected to numerous phone calls from debt collectors. It may be possible to understand their persistence, but just how much of their rudeness, threats and contact with family or...
Many young people in New Jersey are choosing not to apply for credit cards these days. This may turn out to be one of the unintended effects of the recession. After watching many people struggle with their debt and file for bankruptcy, there is a whole generation of...
