Advice columns in New Jersey and elsewhere recommend how to get out of debt. Unfortunately, many individuals' financial problems have gone beyond the otherwise good advice that many columnists provide, and bankruptcy may be the preferred way to responsibly deal with...
New Jersey residents may not be surprised that the costs associated with health care are on the rise. Even people with insurance could be left with thousands of dollars in out-of-pocket medical expenses they cannot pay. For this reason, one government study puts...
For some time now, New Jersey has held steady at being number two in the nation for home foreclosures. However, the state holding the number one spot is beginning to pick up the pace of finalizing foreclosure proceedings. This could mean that the amount of unpaid...
Many New Jersey residents still consider filing for bankruptcy as a last resort. However, it is often the best option and the most responsible way to deal with seemingly insurmountable financial problems. The question many people struggle with is how to know when...
It is a new year, and many people are resolving to get out of debt in 2014. Once the resolution is made, many New Jersey residents are left wondering just how they are going to achieve that goal. Some suggest that budgeting could stop harassing phone calls from...
Ordinarily, by the time a New Jersey resident realizes they are overwhelmed by debt, his or her credit score has taken significant hits. Many people believe that filing for bankruptcy will forever damage their credit score. It is true that bankruptcy may adversely...
Most everyone dreams of being debt free someday, and many New Jersey residents have resolved to make 2014 the year that it happens. The idea of being able to stop harassing phone calls from creditors is enticing. Numerous strategies exist for eliminating debt, from...
New Jersey residents behind on their debts due to financial problems typically receive frequent calls from creditors. Collection calls for legitimate debts create plenty of stress and frustration, and consumers do what they can to stop harassing phone calls from...
Several settlements have been brokered with mortgage servicers over the last few years over questionable mortgage practices. Now, the fourth largest mortgage service in the country, Ocwen Financial Corporation and Ocwen Loan Servicing, the subsidiary of Ocwen...
The recession and collapse of the housing market caused plenty of financial damage to New Jersey residents. Then Hurricane Sandy blew through the state and became the second most costly natural disaster in the United States. More than a year has passed since Oct. 29,...
