Anyone in New Jersey who has ever had to deal with a debt collector knows how persistent and often rude they can be on the phone. As if that wasn't bad enough, there are debt collectors who resort to things such as threats, profanity and a seemingly systematic...
Car dealers around the country are giving car loans to people nearly the same way that banks were giving out mortgages before the housing bubble burst. As a result, there are many people who are on the verge of bankruptcy because they have more car payment than they...
Consumers in New Jersey may not know that the Fair Debt Collection Act requires that debt collectors follow certain rules when contacting consumers regarding a debt. Those rules will vary depending on whether the consumer is being contacted for the first time or is in...
When times are tough, many people in New Jersey will do what they can to avoid having to go to the doctor in order to keep from incurring any debts for medical bills. Unfortunately, sometimes there are emergencies that require a visit to the doctor or hospital. In...
Many people in New Jersey have a bad habit when it comes to managing money. If everyone was doing everything right, there would be no need for credit counseling or bankruptcy courts. Even though consumers are doing the best they can with what they have, it's those bad...
Since the beginning of the recession, there seems to have been an ever increasing amount of people who aren't just using their credit cards for luxury purposes. Instead, many New Jersey families have found themselves living off of their credit cards when times were...
New Jersey ranks right up there with six other states and our nation's capital as having a disproportionate amount of minorities that have lost their homes since the housing crisis began. Over half of the residents in these states have been unable to stop foreclosure...
Even with the downturn in the economy, many people in New Jersey are still made to feel guilty if they are unable to meet their financial obligations. Many people feel they should be ashamed that they aren't paying their bills and have filed for bankruptcy protection....
The cost of healthcare in our country continues to rise. Combine that with the fact that many New Jersey residents don't have adequate health care coverage, if they have any at all, and the result is that there are a lot of people unable to pay their medical bills....
Casey Anthony has filed bankruptcy in her home state, hoping to get a fresh start financially. However, some of the creditors that she has listed on her Chapter 7 court documents are not happy about it. One creditor has already filed an objection, and two others are...
