Most New Jersey consumers know that their credit score can affect whether they get a home loan, a new car, or even a new credit card. What most consumers are not aware of is that being delinquent on credit cards can have a larger effect on your credit score than any...
Many people in New Jersey have been the victim of harassing phone calls from bill collectors. Up until now, the only real defense against these phone calls was to stop answering the phone. Now, the federal government may help consumers stop harassing phone calls from...
Many New Jersey consumers may not know that it is possible to get a credit card company to lower your interest, and in some cases, they may even work with you on a payment plan. There is a saying that it never hurts to ask, and that saying is true for the most part....
It's that time of year again. The holiday shopping season is in full swing, and many in New Jersey are feeling the pressure to find that perfect gift for each person on their list. One big question that comes up every year is how consumers are paying for those much...
As the year comes to an end, many New Jersey homeowners may be wondering whether Congress is going to renew the homeowner friendly tax provisions that are expiring on Dec. 31. Many homeowners continue to struggle with their mortgage debt and are doing what they can to...
As if to add insult to injury, Hurricane Sandy has further devastated the New Jersey housing market. Homeowners that were struggling with housing debt before the hurricane may be suffering even more than they were before. Many families no longer have a habitable home,...
Gary Dourdan was once part of the cast of the television show "CSI: Crime Scene Investigation," a program he worked on for eight years. New Jersey fans of the show may find it hard to believe that the actor has filed for bankruptcy protection, though it appears to...
Many people around the country, including in New Jersey, are having a difficult time paying their bills and are often living from paycheck to paycheck. For many, the situation has reached the point where they are looking for help. Debt relief options, including...
It appears that Americans are paying less on mortgages, credit cards, and other loans. New Jersey residents who are still facing foreclosure and bankruptcy may not agree, but overall, it appears that families are getting back on their financial feet. The question then...
As we enter the last quarter of the year, Congress has yet to renew the Mortgage Forgiveness Debt Relief Act, which is set to expire on Dec. 31. This law provides that any amount of debt forgiven by a lender on a home mortgage loan is not taxable as income for those...
